Services

Hire purchase (HP)

Hire purchase (HP) is a flexible way for you to own your vehicle. This method allows you to make regular monthly payments towards the total cost of the car, and once all your payments have been made, ownership will be transferred to you. With a straightforward application process, HP is particularly beneficial for those looking to budget effectively. I’ll guide you through each step, ensuring you understand your options and can select a vehicle that meets your preferences and financial situation, making it an ideal choice for many.

Personal contract purchase (PCP)

Personal contract purchase (PCP) offers a great way to drive your desired vehicle without committing to the full purchase price upfront. With PCP, you pay lower monthly instalments compared to traditional finance options. At the end of the agreement, you have the choice to either buy the car outright for an agreed amount or return it without any further obligations. This flexibility makes PCP an appealing choice for those who like to change their car frequently. I’m here to help you navigate the PCP process and find a deal that fits your lifestyle.

Fixed-rate car loans

Fixed-rate car loans are ideal if you're looking for stability in your monthly repayments. With a fixed interest rate over the loan term, you'll always know exactly how much you need to pay each month, making budgeting easier. At Approved By Sven, I can help you secure the best fixed-rate loan tailored to your financial circumstances. Whether you’re a first-time buyer or looking to upgrade your current vehicle, I’ll work with you to find a solution that meets your needs without unexpected costs.

Refinancing options

If you’re currently stuck with a car loan that’s no longer working for you, refinancing might be the answer. Refinancing options allow you to renegotiate your current terms for a better interest rate or monthly payment. This can provide significant savings and improve your cash flow. I can assist you in evaluating your current loan and exploring potential refinancing options that fit your financial goals. With my guidance, you can make a more informed decision and potentially save money in the long run.

Bad credit car finance

I understand that a poor credit score can be a barrier when seeking car finance. However, at Approved By Sven, I specialise in helping individuals with bad credit secure the financing they need for their vehicle. Through a no-pressure approach and a variety of tailored solutions, I work hard to connect you with lenders who may be willing to approve your application. By focusing on your individual circumstances rather than just the numbers, I aim to provide solutions that enable you to drive away in the car you want, despite previous credit issues.